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In the middle of the night, I heard my cell phone vibrate softly, but thought nothing of it and continued to slumber. When I woke up, I checked my e-mail and saw some PayPal. The first said that an e-mail had been added. The second, a credit card had been added...and the third stated that I had authorized a transfer for $898.00 to from my bank. I responded to third one and panicked.

I tried to dispute the claim online using my phone, but was having no luck. I called my boyfriend, freaking out, who told me to call PayPal. I got them on the phone and they removed the unauthorized e-mail address and credit card, but were unable to stop the transfer. I called my bank and they didn’t see a transaction. I’m assuming because the transaction was sent at 2:00am my bank’s time and hasn’t begun processing on their end.

Living in a time where someone’s personal info is a click away is terrifying. At least in the old days, criminals researched their mark. If this person had researched his mark, me, he or she would have realized wasn’t temporally nor fiscally worth it.

To the person who attempted this act,